怎樣開具信用證
信用證是國際貿易中一種比較安全的支付方式。那么信用證是怎么開具的呢?下面就請專業人士來為您介紹一下。
l/c(信用證)
c= customer顧客 t=teller職員
t: can i help you, sir?
能幫你什么忙嗎,先生?
c: yes, i want to open an l/c, but i don't know how to do it
對, 我想開個信用正, 但我不明白怎么開?
t: ok, let me tell you. a letter of credit is a written payment instrument issued by a bank at the request of a customer (always the importer). it will be sent to the exporter to make shipment and prepare the documents specified in the l/c. as soon as the l/c and documents are presented to the issuing bank, the bank must pay to the exporter (beneficiary). the bank acts as the first payer and this is the most important feature of l/c.
讓我來告訴您。信用證是應客戶(通常是進口商)的要求而開立的一種付款承諾文件,信用證將被寄給出口商,使出口商可以把貨物裝船,并根據信用正的要求準備單據。一旦信用證和單據提交給開證行,開證行必須立即付款給出口商(受益人)。銀行就作為第一支付人進行支付,這就是信用證最重要的特征。
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