在本周的奧巴馬例行電視演講中，奧巴馬講了國會確認(rèn)Rich Cordray為美國聯(lián)邦消費者金融保護局局長。美國消費者金融保護局 United States Consumer Financial Protection Bureau (CFPB) 是奧巴馬政府為了因應(yīng)2008金融海嘯后金融業(yè)弊端而成立的單位，司法管轄權(quán)包括銀行，信用社，證券公司，發(fā)薪日貸款，抵押貸款服務(wù)業(yè)務(wù)。

Confirming Rich Cordray to Lead the CFPB 英語演講稿帶中文翻譯：

Hi, everybody. Three years ago this weekend, we put in place tough new rules of the road for the financial sector so that irresponsible behavior on the part of the few could never again cause a crisis that harms millions of middle-class families.
大家好。三年前的這個周末，我推出了嚴(yán)厲的規(guī)則規(guī)范金融板塊，以便使這個領(lǐng)域少數(shù)人的不負(fù)責(zé)任行為不會再次帶來損害成千上萬中產(chǎn)階級的危機。

As part of that reform, we set up the Consumer Financial Protection Bureau, the first-ever independent consumer watchdog with one job: to protect families from that sort of behavior.
作為這個改革的一部分，我設(shè)立了消費者金融保護局，有史以來第一個獨立的消費者看門狗，它的唯一工作就是：保護各個家庭不受這樣的行為損害。

Two years ago, I nominated a man named Rich Cordray, a former attorney general from Ohio, to run this consumer protection bureau. But Republicans in the Senate refused to give him a simple up-or-down vote, not because they didn’t think he was the right person for the job, but because they didn’t like the law that set up the consumer watchdog in the first place.
兩年前，我提名Rich Cordray，前俄亥俄州大法官領(lǐng)導(dǎo)消費者保護局。但是參議院的共和黨人拒絕給他簡單“是-否”投票，不是因為他們認(rèn)為他不是這個位子的合適人選，而是因為他們不喜歡在第一現(xiàn)場設(shè)立消費者看門狗。

So last year, I acted on my own to put him in charge – because without a director, the CFPB couldn’t use all the tools at its disposal to protect consumers from shady mortgage lenders, or unscrupulous credit reporting agencies, or predatory lenders who targeted veterans and seniors. And I’m pleased to say that he was finally confirmed this week by a bipartisan vote.
所以去年，我單獨行動讓他擔(dān)當(dāng)此任—因為沒有領(lǐng)導(dǎo)，消費者金融保護局無法全力保護消費者不受針對退伍軍人和老人的陰險的抵押放貸人或草率的信譽評級機構(gòu)或掠奪性放貸人的損害。我很高興地說他最終將在本周由兩黨投票確認(rèn)領(lǐng)導(dǎo)崗位。

Because of the work that’s been done at the CFPB over the past two years, today, mortgage lenders, student lenders, payday lenders, and credit reporting and debt collection agencies all face greater scrutiny. And if they don’t play by the rules, you now have somewhere to go to get some measure of justice. In fact, the CFPB has already addressed more than 175,000 complaints from every state.
由于過去兩年消費者金融保護局的工作，抵押貸款放貸人、學(xué)生貸款放貸人、發(fā)薪日貸款放貸人、信譽評級機構(gòu)和討債機構(gòu)都面臨更加嚴(yán)格的審查。如果他們不遵守規(guī)則，你現(xiàn)在有地方去討回公道了。事實上，消費者金融保護機構(gòu)處理了全國各州超過175，000件投訴。

Today, as part of the CFPB’s“Know Before You Owe”efforts, students and their parents can get a simple report with the information they need to make informed decisions before taking out student loans – and more than 700 colleges have stepped up to make this information clear and transparent. And if you’ve noticed that some credit card forms are actually easier to understand than they used to be, that’s because of the work that Rich’s team and others in the Administration have done.
今天，作為消費者金融保護局任務(wù)的一部分的“事先知情”努力，學(xué)生們和他們的家長們可以得到他們要做出知情決定需要的信息的簡單易懂的材料，然后在借學(xué)生貸款—超過700所大學(xué)采取措施使之清晰透明。如果你已經(jīng)感到有些信用卡的表格比過去確實容易懂了，那就是因為Rich的團隊和政府其它部門工作的結(jié)果。

Today, veterans have the tools they need to defend against dishonest lenders and mortgage brokers who try to prey on them when they come home. Seniors are better protected from someone who sees their homes or retirement savings as an easy target. And thanks to the hard work of folks at the CFPB, so far six million Americans have gotten more than $400 million in refunds from companies that engaged in unscrupulous practices. That’s money we didn’t have the power to recover before.
今天，退伍軍人們有了防衛(wèi)在他們退伍后覬覦他們的不誠信貸款人和抵押貸款經(jīng)紀(jì)人的利器。老人們可以更好地防止被一些人當(dāng)做魚腩盯上他們的房子和退休金。多虧了消費者金融保護局的伙計們的工作，迄今為止已經(jīng)有六百萬美國人得到了超過4億美元的來自行為草率的公司的返款。這些錢我們過去是無力要回的。

You know, we’ve come a long way over the past four and a half years. Our economy’s growing. Our businesses have created 7.2 million new jobs in the past 40 months. We’ve locked in new safeguards to protect against another crisis and end bailouts for good. And even though more work remains, our financial system is more fair and much more sound than it was.
眾所周知，我們在過去的四年半里走了很多彎路。我們的經(jīng)濟在增長。我們的企業(yè)在過去的40個月里創(chuàng)造了7百20萬個新就業(yè)機會。我們已經(jīng)有新的保鏢防止其它危機和結(jié)束政府救助（經(jīng)營不良單位）。盡管還有很多工作要做，我們的金融體系比過去更加公平和健全了。

We’ve still got a long way to go to restore the sense of security that too many middle-class families are still fighting to rebuild. But if we keep moving forward with our eyes fixed on that North Star of a growing middle class, then I’m confident we’ll get to where we need to go.
恢復(fù)那么多中產(chǎn)階級家庭一直為之奮斗的安全感，我們還有很長的路要走。但是如果我們找準(zhǔn)成長的中產(chǎn)階級的目標(biāo)堅持不懈，我堅信我們一定達(dá)到我們的目的地。

Thanks, and have a great weekend.
謝謝，周末快樂。

更多 英語演講小短文、英文演講稿、英語演講稿 相關(guān)文章和資料，請繼續(xù)關(guān)注 英語作文大全