33 Painless Ways to Save Money Now
　　輕松省錢33招

　　In a difficult economy, most of us are looking for ways to put more money in our pockets, but we don’t want to feel like misers. We don’t want to drasticallyalter our lifestyles either. We want it fast and we want it easy. Small savings can add up and big savings can feel like winning the lottery, just without all of the taxes.
　　經濟不景氣之時，大多數人都會想方設法在口袋里存下更多的錢，但又不想把自己弄得跟守財奴似的。我們不想顛覆原有的生活方式，希望能夠通過快捷的途徑省錢。省點小錢可以積少成多；省下大錢就好比買彩票中了大獎，而且還不用交稅。

　　Some easy ways to save money:
　　以下是一些簡單實用的省錢之法：

　　Online rebatesites. Many online sites offer cash back rebates and online coupons as well.
　　返利網站：許多網站都會推出現金返還、折扣以及優惠券等讓利活動。

　　Switch to compactfluorescentbulbs. The extra cost up front is worth the energy savings later on.
　　換用小巧的熒光燈：雖然要付出一點額外的投資，但燈泡節省下的電能可以給你省下不少錢呢。

　　Sign up for customer rewards. Many of your favorite stores offer customer rewards on products you already buy. Take advantage.
　　參加客戶回饋活動：你經常光顧的商店可能會有產品回饋活動，好好把握機會吧。

　　Turn off power strips and electronic devices when not in use.
　　電插板和電器不用時，務必關掉電源。

　　Buy a programmable thermostat. Set it to lower the heat or raise the AC when you’re not home.
　　購買溫度自動調節器：離家之時，用它來降溫或者提高交流電壓以省電。

　　Switch banks. Shop around for better interest rates, lower fees and better customer perks. Don’t forget to look for free online banking and ease of depositing and withdrawing money.
　　更換銀行：貨比三家，選擇那些利息高、業務辦理費用少、客戶服務優質的銀行，除此之外，別忘了考慮網銀是否免費，存取是否便利。

　　Make coffee at home. Those lattes and caramelmacchiatos add up to quite a bit of doughover the year.
　　在家做咖啡：在家做拿鐵咖啡和焦糖拿鐵，一年下來可以省下不少錢。

　　Clip coupons: Saving a couple dollars here and there can start to add up. As long as you’re going to buy the products anyway, why not save money?
　　（從報紙、雜志上）剪下優惠券：買東西時隨買隨省，這樣便可積少成多。既然你是要買這些東西的，何不省一些是一些呢？

　　Pack your lunch. Bring your lunch to work with you a few days a week, rather than buy it.
　　自帶午餐去上班：每周有幾天選擇自帶午餐去上班，而不是買別的地方的東西吃。

　　Buy store brands: Many genericor store brands are actually just as good as name brands and considerably cheaper.
　　對“名牌”說不：許多雜牌或者商場自有品牌的產品在質量上與名牌產品并無差別，價格卻要便宜一大截。

　　Ditchbottled water. Drink tap water if it’s good quality, buy a filter if it’s not. Get a reusable water bottle and refill it.
　　遠離瓶裝純凈水：如果飲用水水質好，就直接飲用；若水質不佳，可以購買過濾裝置，以可重復使用的瓶子盛裝飲用。

　　Eat at home. We’re busier than ever, but cooking meals at home is healthier and much cheaper than take-out or going out. Plus, with all of the freezerand pre-made options, it’s almost as fast as drive-thru.
　　在家吃飯：工作雖忙，但在家做飯畢竟會比出去吃更有益于健康，也可以省下更多的錢。此外，現在有那么多速凍和半成品食物可供選擇，做起來絕不慢于快餐。

　　Have leftovers night. Save your leftovers from a few meals and have a “leftover dinner.” It’s a free meal!
　　晚上吃點剩菜：沒吃完的飯菜留著晚上吃，美其名曰“剩餐”，免費的！

　　Avoid vending machines: The items are usually over-priced.
　　避開自動售貨機：自動售貨機里的東西定價通常過高。

　　Take in a matinee. Afternoon movie showings are cheaper than evening times.
　　電影盡量選擇午場：午后的電影票通常都比夜場要便宜些。

　　Re-examine your cable bill. Cancel extra cable or satellite channels you don’t watch. Watch the “on demand” movie purchases too.
　　重新審視你的有線電視賬單：平常不看的有線或衛星頻道無需購買，也要留心“點播”的電影是否收費。

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