Weekly Address: Improving Economic Security by Strengthening and Modernizing the Unemployment Insurance System（January 16, 2016）

奧巴馬每周電視講話：總統呼吁鞏固完善失業保險制度

Hi, everybody. On Tuesday, I gave my final State of the Union Address. And a focus was this: how do we make the new economy work better for everyone, not just those at the top?

大家好！周二我發表了最后一次國情咨文演講。其中重點就是：我們如何保證在新經濟環境下，更好的讓每個人都從發展中受益，而不僅僅是社會頂層的少數人？

After the worst economic crisis of our lifetimes, we're in the midst of the longest streak of private-sector job growth in our history. More than 14 million new jobs. An unemployment rate cut in half. At the same time, our economy continues to go through profound changes that began long before the Great Recession hit. It's changed to the point where even when folks have jobs; even when the economy is growing; it's harder for hardworking families to pull themselves out of poverty, harder for young people to start out on their careers, and tougher for workers to retire when they want to.

在經歷我們此生遭遇的最嚴重的經濟危機之后，我們正處在私有經濟發展最良好的歷史窗口期中。新增就業崗位超過1400萬個。失業率也下降了一半。與此同時，我們的經濟也正在經歷深刻的變革，這一變革遠在大蕭條之前就已經開始。這種變革就在于，即便人們有了工作，即便經濟一直在不斷發展，對工薪家庭而言，要靠他們自身的力量擺脫貧困越來越難，年輕人想要找到一份好工作也越來越難，勞動者想要體面退休也變得越來越難。

That's a big part of the reason a lot of working families are feeling anxious. And it offends our fundamentally American belief that everybody who works hard should be able to get ahead.

這正是大量工薪家庭越來越焦慮的主要原因所在。這種情緒侵蝕了美國人民堅定的信念：即每個辛勤付出的人都可以獲得成功。

That's why we've been fighting so hard to give families more opportunity and more security-by working to create more good jobs, invest in our middle class, and help working people get a raise. It's what the Affordable Care Act is all about-filling in the gaps in employer-based care so that when somebody loses a job, or goes back to school, or starts that new business, they still have health care. And it's why I believe we've got to take steps to modernize our unemployment insurance system.

正因如此，我們一直在努力，給每個家庭更多機會，更多保障。努力為大家提供更多工作機會，對中產階級進行投資，提高工薪人員工資。這也正是《平價醫保法》所做的事情，彌補雇主提供的保障留下的空缺，這樣即便你失業了，或重返學校進修了，或者開辦了新的公司，依然可以享受醫療保險。因此，我相信，我們需要采取措施，完善失業保險體制。

If a hardworking American loses her job, regardless of what state she lives in, we should make sure she can get unemployment insurance and some help to retrain for her next job. If she's been unemployed for a while, we should reach out to her and connect her with career counseling. And if she finds a new job that doesn't pay as much as her old one, we should offer some wage insurance that helps her pay her bills. Under my plan, experienced workers who now make less than $50,000 could replace half of their lost wages-up to $10,000 over two years. It's a way to give families some stability and encourage folks to rejoin the workforce-because we shouldn't just be talking about unemployment; we should be talking about re-employment.

如果一位辛勤工作的人失去了工作，無論她住在哪個州，我們都應該確保他可以拿到失業保險，以及獲得為尋找新工作的職業培訓。如果她失業有一段時間了，我們應該找到她，聯系她，為她做一些職業咨詢。如果她找到了一份工作，但工資沒有以前的工作工資高，我們應該為她提供工資保險，讓她可以支付日常賬單。按照我的計劃，業務熟練的勞動者，如果年收入低于5萬元，可以得到換工作產生的損失工資一半的收入補償，最高可以達到兩年10萬元。通過這種方式，可以讓眾多家庭的經濟基礎更穩定，并鼓勵人們重新參加工作，因為我們不能只是討論失業率，我們還應該討論討論再就業率。

That's when America works best-when everyone has opportunity; when everyone has some security; and when everyone can contribute to this country we love. That's how we make sure that hardworking families can get ahead. And that's what I'll be fighting for with every last day of my presidency.

這是美國最好的狀態，人人都有機會，人人都有保障，人人都可以為我們深愛的國家做出貢獻。這樣，我們就可以確保辛勤付出的工薪家庭可以取得成功。這也是我們在總統任上將持續為之奮斗的任務。

Thanks everybody. Have a great weekend.

謝謝大家，周末愉快！

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