信用卡 Credit Cards

閱讀 : 次

Credit Cards

At present, a wide variety of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. Indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increase, the latest data published by Yangtze Evening Post suggests.

Like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. On the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off.

On my personal level, while enjoying a host of conveniences the credit card may bring, we could not afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources.Instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents.

信用卡

目前,各種各樣的信用卡發(fā)行的主要銀行和購物中心在全國高校蓬勃發(fā)展,眾多的大學生組成日益增長的信用卡持有者群體。事實上，據(jù)揚子晚報發(fā)表的最新數(shù)據(jù)顯示，五分之一的學生估計至少擁有一張信用卡，預計這一數(shù)字將會穩(wěn)步上升。

正如任何新事物，這個小塊塑料的出現(xiàn),在校園日益普及的信用卡既有明亮的一面也有黑暗的一面。一方面，大學里的年輕人，可以從口袋里取出一筆可觀的現(xiàn)金，可以享受信用卡的便利，分期付款購買昂貴的商品。另一方面,然而,不負責任和過度使用卡片的這些年輕人,其中大部分都是剛走出中學無法預算他們的錢,這樣會讓他們負擔沉重的債務,這些債務將要花費他們幾年時間才能還清。

在我個人的水平,在享受信用卡可能帶來的便利的過程中,我們不能忽略一個明顯的事實:在大多數(shù)情況下,父母是我們唯一的經(jīng)濟來源。我們應該把學習放在日程的首要工作，而不是過度依賴父母，而不是毫無限制地花錢。

更多 大學英語作文、大學英文作文相關(guān)文章和資料，歡迎繼續(xù)關(guān)注 英語作文大全