Obama's Weekly Address WEEKLY ADDRESS: Make 2015 the Year for Quality, Affordable Health Insurance

奧巴馬1月3日電視講話：享受高品質(zhì)可負(fù)擔(dān)醫(yī)保

Hello everyone, this is Joe Biden. I want to wish you all a Happy New Year.

大家好，我是拜登。我祝各位新年快樂(lè)。

I know this is the time of year when we make resolutions to take care of our health, whether it's joining a gym or eating healthier. But there's one thing you can do right now that will also make a big difference in your health: that is getting quality, affordable health insurance through the Affordable Care Act.

我知道每年的這個(gè)時(shí)候都是我們下決心關(guān)注我們的健康的時(shí)候，無(wú)論你是下決心投入健身行列還是吃得更加健康。但是現(xiàn)在你們馬上就可以做的一件事也會(huì)給你的健康帶來(lái)巨大改變：那就是根據(jù)可承受的醫(yī)保法案獲得高品質(zhì)可承受的醫(yī)保。

Because of that law, access to quality health care is improving. Last year, almost 7 million people signed up for health care coverage under the new law and paid their premiums. And in many cases the cost of health care is less than the cost of your cell phone or your cable bill. In addition, millions more are getting the care that they need through Medicaid that they weren't getting before.

因?yàn)橛辛诉@個(gè)法案，獲得高品質(zhì)醫(yī)保更加容易了。去年，近7百萬(wàn)人根據(jù)新法律簽了醫(yī)保合同并且繳納了保費(fèi)。在很多情況下醫(yī)保成本比你的手機(jī)費(fèi)或網(wǎng)費(fèi)還低。此外，還有幾百萬(wàn)人通過(guò)醫(yī)助得到醫(yī)保，這是他們以前可望不可及的。

And because of the new law, people who already had health insurance are also benefitting from additional protections. For example, their insurance companies can't deny them coverage because of pre-existing conditions, like asthma or diabetes. And they’re able to get -- for free -- preventive services like mammograms or blood pressure screenings that their doctors ordered for them, saving them a lot of money.

因?yàn)橛辛诉@個(gè)新法，已經(jīng)有醫(yī)保的人們還可以從另外的保障獲益。例如，你們的保險(xiǎn)公司不能因?yàn)橄蛱悄虿〉认葲Q條件拒絕覆蓋。他們可以免費(fèi)獲得他們的醫(yī)生要求的諸如婦科檢查或血壓篩查之類的預(yù)防醫(yī)療，可以節(jié)省一大筆錢(qián)。

Everyone is beginning to realize what millions of you already know -- the Affordable Care Act is working. And we're just getting started. Because there are millions more of you who can get quality, affordable health care if you sign up before February 15th of this year. That’s now through February 15th.

每個(gè)人都開(kāi)始認(rèn)識(shí)到你們幾百萬(wàn)人已經(jīng)知道的事--可承受的醫(yī)保已經(jīng)奏效。我們僅僅是剛剛起步。你們中還有幾百萬(wàn)人如果在今年二月15日前簽保險(xiǎn)合同就可以獲得高品質(zhì)可承受的醫(yī)保。也就是從現(xiàn)在到二月15日。

Now if you don't have insurance, you can go to HealthCare.gov, where you'll find a menu of a bunch of different plans and what each plan covers and how much each plan costs. All you have to do is just pick one. The best one that fits your family's health care needs and your family's budget.

如果你現(xiàn)在沒(méi)有醫(yī)保，你可以訪問(wèn)HealthCare.gov網(wǎng)站，在那里你可以找到一個(gè)菜單，其中有一系列不同的險(xiǎn)種，包括每個(gè)險(xiǎn)種覆蓋什么和保費(fèi)是多少等。你們所要做的就是選擇一個(gè)。最符合你們家需要的和你們家預(yù)算的。

If you don't want to go to HealthCare.gov and you want to talk to somebody on the phone instead, you can call, I'm going to give you the number now, you can call 1-800-318-2596. From this moment on, you can call any time of the day, any day of the week. Phone lines are open 24 hours a day, 7 days a week. And for folks listening today whose family and friends may not speak English: let them know that there are translators available in over 150 language to guide them through the process.

如果你不想訪問(wèn)HealthCare.gov網(wǎng)站而想通過(guò)電話溝通，你只管打電話好了，我馬上給你一個(gè)號(hào)碼，你可以打1-800-318-2596。從現(xiàn)在起，你可以在每周的每一天，每天的任何時(shí)候打這個(gè)電話。這個(gè)電話一周7天，一天24小時(shí)都開(kāi)通。今天聽(tīng)我講話的人們?nèi)绻銈兊募胰撕团笥巡粫?huì)英語(yǔ)：讓他們知道有150個(gè)語(yǔ)種的翻譯在這個(gè)過(guò)程中幫助他們。

And if you're not comfortable going online or speaking on the phone, and you want to sit down with an individual to help you through this, you can find out where to go as well. Because in every community, at local libraries or community health centers, people are there to help. All you have to do is go on HealthCare.gov, type in where you live, and you can find out exactly where to go to sit down with a person who will help you walk through the process.

如果你不愿意上網(wǎng)或通過(guò)電話，你可以坐下來(lái)由一個(gè)服務(wù)人員幫你買(mǎi)，你們知道去哪里找。因?yàn)樵诿總€(gè)社區(qū)，在當(dāng)?shù)貓D書(shū)館或社區(qū)醫(yī)療中心，服務(wù)人員在那里等待你們。你們要做的就是訪問(wèn)HealthCare.gov網(wǎng)站，輸入您的住址，你可以找到離你最近的地方坐下來(lái)在服務(wù)人員的幫助下買(mǎi)醫(yī)保。

But here's the really important point I want to make. If you don't sign up by February 15th of this year -- with only a very few exceptions -- if you don’t sign up by the 15th of this year, you’re going to have to wait until 2016 to get health insurance through the Affordable Care Act.

這里我要講一個(gè)最重要的事。如果你沒(méi)能在今年二月15日之前簽保險(xiǎn)合同--只有極少數(shù)例外--如果你沒(méi)能在今年二月15日之前簽保險(xiǎn)合同，你就不得不得到2016年才能根據(jù)可承受醫(yī)保法案獲得醫(yī)保。

And even those of you who already have health insurance through the Affordable Care Act, you can also go on HealthCare.gov to find a plan that might offer more benefits or be more affordable in price for you. You might even qualify for additional help paying for the insurance you choose because your income isn't what it was last year.

即使那些已經(jīng)根據(jù)可承受的醫(yī)保法案獲得醫(yī)保的人們，你們還可以訪問(wèn)HealthCare.gov找到給你更多利益或更多價(jià)格優(yōu)惠的險(xiǎn)種。如果您的收入與去年不同了，你甚至可能獲得附加的幫助來(lái)支付保費(fèi)。

Now I'm sure some of you already heard from your friends and neighbors who’ve signed up for health insurance under the Affordable Care Act what I hear all around the country. I hear it provides peace of mind that someone you love will be covered if God-forbid something happens. It provides security, so if you have a bad strain in your ankle or your back and you don’t have the money to get treatment, you can now get the treatment rather than wait, put it off, and end up with a chronic condition. And it provides a lot of freedom, and choice, and opportunity -- so you can switch jobs or move to another city without the fear that you'll lose out on the health insurance with the company you now have it with. And what I'm hearing most is how pleased and excited people are about how affordable it is.

我相信你們已經(jīng)從你們的已經(jīng)根據(jù)可承受醫(yī)保法案簽了保險(xiǎn)合同的朋友們或鄰近們那里聽(tīng)說(shuō)了我在全國(guó)各地聽(tīng)說(shuō)的一切。我聽(tīng)說(shuō)它給你們一個(gè)定心丸--你們的家人可以得到覆蓋如果他們患了那些我們不希望患的病。它提供保障，如果你的腳踝或后背疼還沒(méi)有錢(qián)治療，你現(xiàn)在可以不用等待就去治療了，如果耽擱了，就可能最終變成慢性病。它提供很多自由、選擇和機(jī)會(huì)--所以你可以跳槽或搬到另一個(gè)城市而不用擔(dān)心你會(huì)丟了你簽合同的公司提供的醫(yī)保。我聽(tīng)說(shuō)的是人們對(duì)它如何的廉價(jià)感到如何的高興和欣喜。

An awful lot of people who didn't think they could or would find quality, affordable health insurance are actually able to get assistance from the government to help them pay for their health care plans at a cheaper rate. Let me give you an example. A family of four with an income of around $95,000, they can still get a subsidy to lower their health care premiums.

有相當(dāng)多的人們不相信他們可以在政府的幫助下以較低的保費(fèi)獲得高品質(zhì)可承受的醫(yī)保。我給你舉個(gè)例子。一個(gè)收入大約為95，00,0美元的四口之家，他們?nèi)匀豢梢垣@得補(bǔ)貼來(lái)降低他們的醫(yī)療保費(fèi)。

But maybe most importantly, what I hear is that we have finally ended the debate in this country of whether or not health insurance is a right or a privilege. We think everyone in America has a right to have adequate health care insurance. And the Affordable Care Act gives them that right.

或許最重要的是，我聽(tīng)說(shuō)了我們國(guó)家最終停止了關(guān)于醫(yī)保是否是一個(gè)權(quán)利或要?jiǎng)?wù)的爭(zhēng)論。我們認(rèn)為任何一個(gè)在美國(guó)的人有權(quán)利獲得充分的醫(yī)保。可承受的醫(yī)保法案給了他們這個(gè)權(quán)利。

So sign up. And spread the word. Protect your health -- not only for your sake, but for the sake of your families.

所以，簽保險(xiǎn)合同吧。告訴其他人吧。呵護(hù)你的健康--不僅為了你自己，也是為了你的家庭。

Thanks for listening, and Jill and I wish you again a happy and healthy New Year. God bless you, and may God protect our troops.

感謝收聽(tīng)，Jill和我再次祝你們新年健康快樂(lè)。上帝保佑你們，上帝保護(hù)我們的軍隊(duì)。

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