Obama's Weekly Address WEEKLY ADDRESS: Make 2015 the Year for Quality, Affordable Health Insurance

奧巴馬1月3日電視講話：享受高品質(zhì)可負擔(dān)醫(yī)保

Hello everyone, this is Joe Biden. I want to wish you all a Happy New Year.

大家好，我是拜登。我祝各位新年快樂。

I know this is the time of year when we make resolutions to take care of our health, whether it's joining a gym or eating healthier. But there's one thing you can do right now that will also make a big difference in your health: that is getting quality, affordable health insurance through the Affordable Care Act.

我知道每年的這個時候都是我們下決心關(guān)注我們的健康的時候，無論你是下決心投入健身行列還是吃得更加健康。但是現(xiàn)在你們馬上就可以做的一件事也會給你的健康帶來巨大改變：那就是根據(jù)可承受的醫(yī)保法案獲得高品質(zhì)可承受的醫(yī)保。

Because of that law, access to quality health care is improving. Last year, almost 7 million people signed up for health care coverage under the new law and paid their premiums. And in many cases the cost of health care is less than the cost of your cell phone or your cable bill. In addition, millions more are getting the care that they need through Medicaid that they weren't getting before.

因為有了這個法案，獲得高品質(zhì)醫(yī)保更加容易了。去年，近7百萬人根據(jù)新法律簽了醫(yī)保合同并且繳納了保費。在很多情況下醫(yī)保成本比你的手機費或網(wǎng)費還低。此外，還有幾百萬人通過醫(yī)助得到醫(yī)保，這是他們以前可望不可及的。

And because of the new law, people who already had health insurance are also benefitting from additional protections. For example, their insurance companies can't deny them coverage because of pre-existing conditions, like asthma or diabetes. And they’re able to get -- for free -- preventive services like mammograms or blood pressure screenings that their doctors ordered for them, saving them a lot of money.

因為有了這個新法，已經(jīng)有醫(yī)保的人們還可以從另外的保障獲益。例如，你們的保險公司不能因為哮喘或糖尿病等先決條件拒絕覆蓋。他們可以免費獲得他們的醫(yī)生要求的諸如婦科檢查或血壓篩查之類的預(yù)防醫(yī)療，可以節(jié)省一大筆錢。

Everyone is beginning to realize what millions of you already know -- the Affordable Care Act is working. And we're just getting started. Because there are millions more of you who can get quality, affordable health care if you sign up before February 15th of this year. That’s now through February 15th.

每個人都開始認識到你們幾百萬人已經(jīng)知道的事--可承受的醫(yī)保已經(jīng)奏效。我們僅僅是剛剛起步。你們中還有幾百萬人如果在今年二月15日前簽保險合同就可以獲得高品質(zhì)可承受的醫(yī)保。也就是從現(xiàn)在到二月15日。

Now if you don't have insurance, you can go to HealthCare.gov, where you'll find a menu of a bunch of different plans and what each plan covers and how much each plan costs. All you have to do is just pick one. The best one that fits your family's health care needs and your family's budget.

如果你現(xiàn)在沒有醫(yī)保，你可以訪問HealthCare.gov網(wǎng)站，在那里你可以找到一個菜單，其中有一系列不同的險種，包括每個險種覆蓋什么和保費是多少等。你們所要做的就是選擇一個。最符合你們家需要的和你們家預(yù)算的。

If you don't want to go to HealthCare.gov and you want to talk to somebody on the phone instead, you can call, I'm going to give you the number now, you can call 1-800-318-2596. From this moment on, you can call any time of the day, any day of the week. Phone lines are open 24 hours a day, 7 days a week. And for folks listening today whose family and friends may not speak English: let them know that there are translators available in over 150 language to guide them through the process.

如果你不想訪問HealthCare.gov網(wǎng)站而想通過電話溝通，你只管打電話好了，我馬上給你一個號碼，你可以打1-800-318-2596。從現(xiàn)在起，你可以在每周的每一天，每天的任何時候打這個電話。這個電話一周7天，一天24小時都開通。今天聽我講話的人們?nèi)绻銈兊募胰撕团笥巡粫⒄Z：讓他們知道有150個語種的翻譯在這個過程中幫助他們。

And if you're not comfortable going online or speaking on the phone, and you want to sit down with an individual to help you through this, you can find out where to go as well. Because in every community, at local libraries or community health centers, people are there to help. All you have to do is go on HealthCare.gov, type in where you live, and you can find out exactly where to go to sit down with a person who will help you walk through the process.

如果你不愿意上網(wǎng)或通過電話，你可以坐下來由一個服務(wù)人員幫你買，你們知道去哪里找。因為在每個社區(qū)，在當?shù)貓D書館或社區(qū)醫(yī)療中心，服務(wù)人員在那里等待你們。你們要做的就是訪問HealthCare.gov網(wǎng)站，輸入您的住址，你可以找到離你最近的地方坐下來在服務(wù)人員的幫助下買醫(yī)保。

But here's the really important point I want to make. If you don't sign up by February 15th of this year -- with only a very few exceptions -- if you don’t sign up by the 15th of this year, you’re going to have to wait until 2016 to get health insurance through the Affordable Care Act.

這里我要講一個最重要的事。如果你沒能在今年二月15日之前簽保險合同--只有極少數(shù)例外--如果你沒能在今年二月15日之前簽保險合同，你就不得不得到2016年才能根據(jù)可承受醫(yī)保法案獲得醫(yī)保。

And even those of you who already have health insurance through the Affordable Care Act, you can also go on HealthCare.gov to find a plan that might offer more benefits or be more affordable in price for you. You might even qualify for additional help paying for the insurance you choose because your income isn't what it was last year.

即使那些已經(jīng)根據(jù)可承受的醫(yī)保法案獲得醫(yī)保的人們，你們還可以訪問HealthCare.gov找到給你更多利益或更多價格優(yōu)惠的險種。如果您的收入與去年不同了，你甚至可能獲得附加的幫助來支付保費。

Now I'm sure some of you already heard from your friends and neighbors who’ve signed up for health insurance under the Affordable Care Act what I hear all around the country. I hear it provides peace of mind that someone you love will be covered if God-forbid something happens. It provides security, so if you have a bad strain in your ankle or your back and you don’t have the money to get treatment, you can now get the treatment rather than wait, put it off, and end up with a chronic condition. And it provides a lot of freedom, and choice, and opportunity -- so you can switch jobs or move to another city without the fear that you'll lose out on the health insurance with the company you now have it with. And what I'm hearing most is how pleased and excited people are about how affordable it is.

我相信你們已經(jīng)從你們的已經(jīng)根據(jù)可承受醫(yī)保法案簽了保險合同的朋友們或鄰近們那里聽說了我在全國各地聽說的一切。我聽說它給你們一個定心丸--你們的家人可以得到覆蓋如果他們患了那些我們不希望患的病。它提供保障，如果你的腳踝或后背疼還沒有錢治療，你現(xiàn)在可以不用等待就去治療了，如果耽擱了，就可能最終變成慢性病。它提供很多自由、選擇和機會--所以你可以跳槽或搬到另一個城市而不用擔(dān)心你會丟了你簽合同的公司提供的醫(yī)保。我聽說的是人們對它如何的廉價感到如何的高興和欣喜。

An awful lot of people who didn't think they could or would find quality, affordable health insurance are actually able to get assistance from the government to help them pay for their health care plans at a cheaper rate. Let me give you an example. A family of four with an income of around $95,000, they can still get a subsidy to lower their health care premiums.

有相當多的人們不相信他們可以在政府的幫助下以較低的保費獲得高品質(zhì)可承受的醫(yī)保。我給你舉個例子。一個收入大約為95，00,0美元的四口之家，他們?nèi)匀豢梢垣@得補貼來降低他們的醫(yī)療保費。

But maybe most importantly, what I hear is that we have finally ended the debate in this country of whether or not health insurance is a right or a privilege. We think everyone in America has a right to have adequate health care insurance. And the Affordable Care Act gives them that right.

或許最重要的是，我聽說了我們國家最終停止了關(guān)于醫(yī)保是否是一個權(quán)利或要務(wù)的爭論。我們認為任何一個在美國的人有權(quán)利獲得充分的醫(yī)保?？沙惺艿尼t(yī)保法案給了他們這個權(quán)利。

So sign up. And spread the word. Protect your health -- not only for your sake, but for the sake of your families.

所以，簽保險合同吧。告訴其他人吧。呵護你的健康--不僅為了你自己，也是為了你的家庭。

Thanks for listening, and Jill and I wish you again a happy and healthy New Year. God bless you, and may God protect our troops.

感謝收聽，Jill和我再次祝你們新年健康快樂。上帝保佑你們，上帝保護我們的軍隊。

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